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For the fastest service, students should enroll in electronic refunding when registering a bank account in .

• Electronic refunds are automatically deposited into a designated account within 3 business days.
• When refunds are deposited electronically, an email notification is sent to the student's Â鶹´å email address.

To set up enroll in electronic refunds:

1. Log in to 
2. Choose 'Bank Account List' under the 'Finances' tab
3. Click '+ add account', provide the required information and check the box next to 'Refund account'

You may also edit an existing bank account in SIO to receive refunds. On the Bank Account List page, simply click the 'Edit' button next to the account you wish to update and check the box next to 'Refund account.'

In the event a student is not registered for electronic refunding, they will receive a paper check for their refund.

• The Student Accounts Office will send a notification via email when a refund check is generated and to what address the check has been sent.
• In instances where the student has not recently updated their on-campus or local address in SIO, the check will be held by the Student Accounts Office until an address is confirmed by the student. 
• Refund checks should be cashed promptly, as checks over 120 days may be voided. Please check with Student Accounts before attempting to deposit or cash any refund check older than 120 days.

Title IV funding is federal aid for eligible students who have completed and submitted the Free Application for Federal Student Aid (FAFSA). Sources of Title IV funding consist of the following:

• Federal Pell Grant
• Federal Supplemental Educational Opportunity Grant (FSEOG)
• Federal Direct Perkins Loan
• Federal Direct Loan
• Federal Direct PLUS Loan
• Federal Direct Graduate PLUS Loan

Title IV aid is automatically applied toward institutional charges (tuition, mandatory fees, health insurance and housing/dining charges). For Title IV aid to be applied toward any other non-institutional charges (Health Services visits, library fines, student account interest, etc.), you must authorize the university to do so by logging in to and selecting 'Federal Aid Permissions' under the 'Finances' tab. Failure to complete this authorization could cause a balance due on your student account upon the processing of a Title IV refund.

Please note: When a Title IV refund exists, any student portion is refunded first, and then parent plus refunds are released per the borrower's specifications.